Insurance for the whole Midwest life.
Your home and car, of course. Also the fishing boat, the snowmobile, the dog, the family farm, the trip to Florida and the shop on Main Street. One company, one agent and one bill for all of it.
Some of what we cover
- Boats
- Snowmobiles
- Motorcycles & ATVs
- RVs & campers
- Pets
- Crops
- Travel
- Jewelry
- Weddings
- Identity theft
- Small business
Built for how people here actually live
Lake weekends, long winters, family farms and the café that’s been on the corner for thirty years. We write policies for all of it.
Don’t see what you need to protect?
Hunting cabins, food trucks, horse trailers, a vintage tractor. If it matters to you, ask a local agent. Chances are we cover it.
Find an agentWhat happens if…
Real situations our members call about, and which policy pays. Pick a part of life to see a few.
This is a general guide to standard Midwest Secure policies. Your declarations page lists your exact limits and deductibles, and coverage varies by state.
Everything we insure
Every policy is written and serviced by Midwest Secure, so you have one contact whether you have one policy or ten.
Three or more policies? Save more on each.Members who insure their home, a vehicle and one more thing with us save an average of 21% on their combined premium.
Start a bundle quoteFiling a claim
A boat, a barn, a broken window or a sick dog: the process is the same, and a Midwest Secure adjuster stays with you from start to finish.
Tell us what happened
Call, use the app or file online. Photos help, but don’t wait for them. If it’s safe, prevent more damage, like covering a broken window or pulling the boat out of the water, and keep the receipts.
Hear from your adjuster within one business day
They’ll explain what’s covered, set up an inspection if one is needed and tell you what happens next. Many vehicle and pet claims can be approved from photos and receipts alone.
Get it fixed and get paid
Use one of our guaranteed repair shops or pick your own. We pay by direct deposit, usually within two days of agreeing on the amount.
Owned by the people we protect
In 1928, forty-one farmers in Delaware County, Ohio pooled their money to cover each other’s barns against fire. Nearly a century later, Midwest Secure covers far more than barns, but it still works the same way.
When you buy a policy, you become a member. Members elect our board, and when claims come in lower than expected, the surplus is paid back as a dividend on your next renewal.
We aren’t the cheapest insurer in every ZIP code. We aim to be the one you’re glad you picked after a bad night.
| Year | Total returned |
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Dividends are not guaranteed and are declared each year by the board of directors. Read our history.
Our board of directors
Every director is a Midwest Secure member, elected by members. Most of them insure a farm, a business or a family with us.
- Angela PricePresident and CEOJoined as a claims adjuster in Columbus in 1998
- Robert HaleChair of the boardRetired community bank president, Findlay, Ohio
- Denise OkaforVice chairCertified public accountant, Indianapolis, Indiana
- Tom BrandtDirectorCorn and soybean farmer, Story County, Iowa
- Luis DelgadoDirectorOwns three hardware stores around Kansas City
- Kate LindqvistDirectorPediatric nurse and lake cabin owner, Duluth, Minnesota
Find an agent near you
Our 1,100 local agents can quote any of our policies, answer questions and visit your home, farm or business.
Where we write policies
Midwest Secure is licensed in 14 states. If you move outside them, we’ll help you find coverage before your policy ends.